- (301) 375-0567
- hello@anitawamble.com
- IG: @AnitaWamble
- FB: @AnitaWambleMinistries
- YouTube Channel
Menu
To obtain the Virginia-Life-Annuities-and-Health-Insurance certificate is a wonderful and rapid way to advance your position in your career. In order to reach this goal of passing the Virginia-Life-Annuities-and-Health-Insurance exam, you need our help. You are lucky to click into this link for we are the most popular vendor in the market. We have engaged in this career for more than ten years and with our Virginia-Life-Annuities-and-Health-Insurance Exam Questions, you will not only get aid to gain your dreaming certification, but also you can enjoy the first-class service online.
Success in the Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance exam paves the way toward high-paying jobs, promotions, and skills verification. Hundreds of Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance test takers do not get success because of using Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance outdated dumps. Due to failure, they lose money, time, and confidence. All these losses can be prevented by using updated and real Virginia-Life-Annuities-and-Health-Insurance exam.
>> Virginia-Life-Annuities-and-Health-Insurance New Braindumps Ebook <<
We will provide you with professional advice before you buy our Virginia-Life-Annuities-and-Health-Insurance guide materials. If you have problems in the process of using our Virginia-Life-Annuities-and-Health-Insurance study questions, as long as you contact us anytime and anywhere, we will provide you with remote assistance until that all the problems on our Virginia-Life-Annuities-and-Health-Insurance Exam Braindumps are solved. When you send us a message, we will reply immediately and we will never waste your precious time on studying our Virginia-Life-Annuities-and-Health-Insurance practice quiz.
NEW QUESTION # 47
The preventive medical care benefit sometimes provided in a Medicare supplement policy covers:
Answer: A
Explanation:
Detailed Answer in Step-by-Step Solution:
* Medicare supplement (Medigap) policies may include preventive care benefits like annual physical exams (D), which original Medicare doesn't fully cover.
* Home health (A), skilled nursing (B), and hospitalization (C) are covered by Medicare Parts A and B, not typically supplemental preventive benefits.
The Virginia study guide notes that some Medigap plans offer additional preventive services, such as annual exams, beyond Medicare's scope. Reference: Virginia Life, Annuities, and Health Insurance study guide, section on "Medicare Supplement Insurance."
NEW QUESTION # 48
If a patient with a preferred provider plan chooses to use a non-preferred provider, the patient usually can expect:
Answer: B
Explanation:
Detailed Answer in Step-by-Step Solution:
* In a PPO, using a non-preferred (out-of-network) provider typically results in higher out-of-pocket expenses (A) due to lower reimbursement rates (e.g., 60% vs. 80% in-network) and potential excess charges.
* Option B (full cost) may apply to HMOs, not PPOs, which still offer some coverage. Option C (100% reimbursement) is false. Option D (waiting period) is unrelated to provider choice.
The Virginia study guide explains that PPOs offer flexibility to use out-of-network providers, but at a higher cost to the insured due to reduced coinsurance or additional charges. Reference: Virginia Life, Annuities, and Health Insurance study guide, section on "Managed Care Plans."
NEW QUESTION # 49
Which type of health insurance helps to pay for the cost of care in cases where hospitalization is not required but the individuals are unable to care for themselves?
Answer: C
Explanation:
Detailed Answer in Step-by-Step Solution:
* Long-term care insurance (B) is designed to cover custodial care (e.g., help with daily activities like bathing or dressing) when individuals cannot care for themselves, often outside a hospital setting.
* Medicare (A) provides limited long-term care coverage (e.g., skilled nursing for a short period), not comprehensive custodial care.
* Major medical (C) covers hospital and medical expenses, not long-term custodial care.
* Disability income (D) replaces lost income, not care costs.
The Virginia study guide defines long-term care insurance as coverage for extended care needs, such as in nursing homes or at home, when individuals cannot perform activities of daily living, distinguishing it from Medicare or major medical plans. Reference: Virginia Life, Annuities, and Health Insurance study guide, section on "Types of Health Insurance."
NEW QUESTION # 50
Which policy provision allows an employee to change from group coverage to an individual life insurance policy?
Answer: A
Explanation:
Virginia Code § 38.2-3330 requires group life insurance policies to include a conversion provision,allowing an employee to convert group coverage to an individual policy without evidence of insurability, typically within 31 days after termination of employment or group eligibility. Option B (conversion) directly describes this right, ensuring continued protection. Option A (nonforfeiture) applies to cash value options (e.g., reduced paid-up insurance) in individual policies, not group-to-individual transitions. Option C (assignment) transfers policy ownership, unrelated to conversion. Option D (incontestability) limits the insurer's ability to deny claims after a period (e.g., 2 years), not a conversion mechanism. The study guide likely highlights conversion as a key group life feature, with scenarios like an employee leaving a job and converting to a whole life policy, making B the precise answer.
NEW QUESTION # 51
What type of insurance pays a lump sum benefit if an insured loses sight in both eyes?
Answer: C
Explanation:
Detailed Answer in Step-by-Step Solution:
* Accidental death and dismemberment (AD&D) insurance (B) provides a lump sum benefit for specific losses, such as loss of sight in both eyes, due to an accident.
* Hospital expense (A) covers hospital stays, not lump sums for dismemberment.
* Major medical (C) and medical expense (D) cover healthcare costs, not specific injury benefits.
The Virginia study guide describes AD&D as providing lump sum payments for accidental death or specific injuries like loss of sight, distinct from medical expense coverage. Reference: Virginia Life, Annuities, and Health Insurance study guide, section on "Health Insurance Types."
NEW QUESTION # 52
......
Having more competitive advantage means that you will have more opportunities and have a job that will satisfy you. This is why more and more people have long been eager for the certification of Virginia-Life-Annuities-and-Health-Insurance. Our Virginia-Life-Annuities-and-Health-Insurance test material can help you focus and learn effectively. You don't have to worry about not having a dedicated time to learn every day. You can learn our Virginia-Life-Annuities-and-Health-Insurance exam torrent in a piecemeal time, and you don't have to worry about the tedious and cumbersome learning content. We will simplify the complex concepts by adding diagrams and examples during your study. By choosing our Virginia-Life-Annuities-and-Health-Insurance test material, you will be able to use time more effectively than others and have the content of important information in the shortest time.
Reliable Study Virginia-Life-Annuities-and-Health-Insurance Questions: https://www.actual4dump.com/Virginia-Insurance/Virginia-Life-Annuities-and-Health-Insurance-actualtests-dumps.html
The Advantages of Obtaining a Virginia-Life-Annuities-and-Health-Insurance Exam Certification, Software version of Virginia-Life-Annuities-and-Health-Insurance exam guide - It support simulation test system, and several times of setup with no restriction, Besides, the Virginia-Life-Annuities-and-Health-Insurance latest exam dumps are compiled by experienced IT professional and experts who are familiar with the latest exam and testing center for years, so our dumps could cover 100% of the knowledge points and ensure good results for every customer, Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance New Braindumps Ebook With it, you will be brimming with confidence, fully to do the exam preparation.
Instead of focusing on what SharePoint is, Reliable Virginia-Life-Annuities-and-Health-Insurance Guide Files Microsoft is now focusing on what you can do with SharePoint, They were aggregatinginformation and sending it out to other people, Virginia-Life-Annuities-and-Health-Insurance Authorized Pdf who were flocking to these senders for news of what was happening in their area.
The Advantages of Obtaining a Virginia-Life-Annuities-and-Health-Insurance Exam Certification, Software version of Virginia-Life-Annuities-and-Health-Insurance exam guide - It support simulation test system, and several times of setup with no restriction.
Besides, the Virginia-Life-Annuities-and-Health-Insurance latest exam dumps are compiled by experienced IT professional and experts who are familiar with the latest exam and testing center for years, so our dumps Virginia-Life-Annuities-and-Health-Insurance New Braindumps Ebook could cover 100% of the knowledge points and ensure good results for every customer.
With it, you will be brimming with confidence, fully to do the exam Virginia-Life-Annuities-and-Health-Insurance preparation, Our expert team tries hard to improve Virginia Insurance certification preparation products for its valued customers.